Taking the decision
to have a child is an important decision.
Since the cost of maternity can be
significant, It is important to ensure
you have an adequate Health Insurance plan
to cover the cost of your maternity.
You may get maternity delivery benefits or
more full maternity covered including
complication that may arise during pregnancy
It is possible to limit your Health
insurance plan to new born delivery.
will allow you to save a significant amount
of Health insurance premium over a more
expensive full solution.
Generally, Health Insurance
benefits offer Pregnancy cover as an option.
Pregnancy waiting period
waiting periods for maternity coverage.
However, few Health Insurance companies offer
pregnancy coverage without waiting period
plans offer Maternity insurance benefits built-in
the plan. Choosing this option is generally
advisable if you are unsure when you may
decide to have your baby. After the
pregnancy waiting period is passed you are
free to fall pregnant anytime you wish
without having to worry about being covered
Take into account your Pregnancy
Once you reached the renewal of your current
plan a good option is to start planning your
pregnancy. This will give you enough room to
get ready without rushing to find an
insurance plan with maternity cover once you
fall pregnant. Maternity waiting periods
usually range between 8 to 12 month.
Since most maternity health benefits have
time limit is is crucial to look for a
suitable Health Insurance plan before you
fall pregnant to look for a maternity Health
insurance plan after you are pregnant as the
choice you will face will be restricted. Our
advisors can help you with the choice of
your Maternity Healthcare plan.